When you have been referred to a specialist for treatment your health insurance provider may require a GP report. This may be needed before you can go ahead with your treatment. The insurer is not being difficult or trying to avoid honouring your claim. They just need more details in relation to your condition and a reason why the referral has been made. Your insurance provider may need clarification as to the first time you had symptoms of the condition too. Did you realise that more often than not, your GP will charge for this service? You can choose to a…